Sell an Unregistered Property
Sell unregistered property or land to Gaffsy for cash, it all starts with a free offer.
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Guaranteed sale Fixed Price Guarantee
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Funds in as little as 3 days
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Are you looking to sell an unregistered property or plot of land? Gaffsy offers a hassle-free solution to help you sell your unregistered property fast. As cash house buyers, we specialise in purchasing unregistered properties directly, eliminating the complexities often associated with traditional estate agents.
We know that selling an unregistered property can often be a complex and time-consuming process via a traditional estate agent. As a cash house buyer, we can help you dodge many of the usual hurdles, providing a selling experience that is straightforward and on your terms.
- Genuine cash house buyers with no reliance on lenders.
- No lock-in contracts or exclusivity agreements.
- Zero cancellation or withdrawal fees.
- We cover all of your selling costs.
- No delay tactics or last-minute price drops.
- Flexible timelines, set by you.
- What we offer is exactly what you receive.
What is an unregistered property?
An unregistered property is a house, building, or plot of land that hasn’t been recorded with HM Land Registry. These properties lack official documentation such as title deeds or land certificates, which are typically used to prove ownership and transfer property rights. As they’re not recorded in the Registry System, they are far more challenging to sell through traditional methods. However, they still make up a substantial 14% of freehold land in England and Wales.
HM Land Registry was established in 1862 and is responsible for recording property ownership in England and Wales; its purpose is to facilitate property transactions and prevent unlawful disposal of land. The system provides property owners with a land title guaranteed by the government, as well as a title plan that indicates the property boundaries.
Registration
Registration is compulsory in certain situations, such as when transferring ownership (e.g. sale, inheritance, gifting), when mortgaging the property, or when leasing the property for seven years or more.
Selling an unregistered property can present unique challenges. For instance, many mortgage providers may be reluctant to finance the purchase of an unregistered property. However, this doesn’t mean selling is impossible – and that’s where Gaffsy comes in. We specialise in helping you sell your unregistered property quickly and easily, offering a cash purchase to sidestep many of these complications.
How do I register an unregistered property?
The registration process can vary in complexity and duration. Simple cases might be resolved in a few weeks, while more complex situations involving ownership disputes or missing documents can take several months or even over a year.
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Submit a K15
First, submit a K15 form to the Land Charges Department. This search provides crucial information about land ownership dating back to 1925.
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Gather documentation
Next, acquire all relevant property documents, including any historical deeds or agreements.
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Complete FR1 form
You’ll then need to fill out a FR1 form – this is the application for first registration of your property.
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Create a property plan
This is a scale drawing of your property boundaries.
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Pay the registration fee
Finally, calculate and pay the registration fee; these fees will vary based on the value of your property.
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Submit application
You submit your application by sending all of the above documents to HM Land Registry. If you’re purchasing an unregistered property, you’ll also need to include a TR1 (whole transfer) form with your application.
What costs are associated with registering a property?
There are some costs associated with registering an unregistered property, that you should be aware of. These can include:
- Government registration fees
- Legal fees for document preparation and filing
- Surveyor fees for boundary verification
- Property transfer taxes and duties
- Settlement of any outstanding debts on the property
Given the potential complexities and time involved in registering an unregistered property, many property owners opt for a faster solution.
At Gaffsy, we specialise in buying unregistered properties, offering a quick and hassle-free alternative to the registration process. Our team is experienced in handling the unique challenges of unregistered properties, allowing you to sell your property quickly without the need for registration.
Whether you choose to register your property or sell it as-is, understanding your options is key. For personalised advice on selling your unregistered property fast, contact Gaffsy today. We’re here to help you navigate the process and find the best solution.
Request your offer today or call 0207 459 4546
Preparing to sell your unregistered property
Before you can sell, you need to gather some crucial documentation. First, locate the original title deeds; these are physical documents that prove your ownership. If you’ve had a mortgage, your lender might be holding them. If the title deeds are missing, you’ll need to complete an ST3 form (Statement of Truth) for the Land Registry, explaining why the deeds are unavailable. Support this with evidence of your ownership and residency, such as utility bills, mortgage payment records, electoral roll entries, and a copy of the original sale contract.
Conveyancing
When selling an unregistered property, your conveyancer will perform several important tasks. They’ll conduct an Index Map Search with the Land Registry, verify all provided deeds, and check relevant documents from the past 15 years to ensure a clear title chain. The conveyance will also examine additional information like marriages, bankruptcies, stamp duty payments, and any title defects.
Once you’ve prepared these documents, you can then decide on a route to sell your unregistered property.
Methods to sell your unregistered property
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Selling through an estate agent
Using an estate agent offers professional marketing and wide exposure, with the agent handling viewings and negotiations. The main appeal of this method is that it has the potential to achieve maximum market value for your property. However, commission fees can be substantial, the process can be lengthy (especially for unregistered properties), and there’s no guaranteed sale.
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Selling at a property auction
This can be a quick process, typically completing within 28 days, and you’ll have the peace of mind of a definite sale date. Also, the potential for competitive bidding means you could receive a very good price for the property. On the downside, there’s a risk of selling below market value if bidding is low. You also have limited control over the final sale price when selling through an auction, and will need to factor in auction fees.
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A private sale
With this method, you have complete control over the process, flexibility in negotiations, and no commission or fees to pay. However, it can be time-consuming and potentially stressful, with limited marketing reach compared to professional services. Navigating the legal complexities of selling an unregistered property can also be difficult when selling on your own, especially if you lack experience.
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Using a fast cash buyer
Selling to a quick house buyer like Gaffsy is often the fastest method to sell an unregistered property. It offers a guaranteed sale, often within days, with no fees or commissions. Companies like Gaffsy also have expertise in handling unregistered properties. The main drawback is that the offer might be below full market value (at Gaffsy we offer approximately 80% of market value).
Request your offer today or call 0207 459 4546
How our unregistered property process works
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1. Get in touch
Use our enquiry form to get a cash offer
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2. Confirm details
Our customer service team will be in touch to confirm your details
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3. Receive cash offer
Receive your cash offer and decide if you want to proceed
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4. Valuation
Our valuer will carry out an in-person valuation of your unregistered property
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5. Final cash offer
Following our in-person valuation, a final cash offer is provided
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6. Acceptance
Upon acceptance, we will instruct our solicitors to start the legal process
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7. Completion date
You confirm a completion date which is suitable for you
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8. Receive your cash
Sale completes and you receive your cash
Simplifying the complex
Gaffsy has the expertise and experience to handle complex transactions associated with unregistered properties and land. We understand the legal and regulatory intricacies involved and have the resources to navigate them efficiently. This allows us to make competitive offers for unregistered properties, providing sellers like you with a hassle-free selling experience.
By purchasing unregistered properties and land, Gaffsy can help property owners receive cash for their assets quickly and conveniently. We streamline the selling process, eliminating the usual delays and uncertainties associated with traditional sales.
Case studies
Woodcote Road
Bristol, BS16
Mr P wanted to sell his house after his ex-wife passed away. Gaffsy was able to help Mr P navigate the complicated process of proving ownership in order to facilitate the sale. We purchased the property quickly and exchanged and completed simultaneously.
- Offered within 60 minutes
- Same day exchange and completion
- Property purchased for the original offer amount
Hampton Road
Ilford, Essex, IG1
Mr O wanted to sell his property which was being squatted in. He had been unable to evict the squatters and found himself in a very difficult situation. Gaffsy stepped in and purchased the property with the squatters in place. We purchased the property without viewing it as arranging access was impossible.
I recently used Gaffsy to sell a house on behalf of an elderly Uncle of mine.
This sale was not a straightforward one by any means. It involved a property that had squatters that had taken up residence over a period of years.
I would like to say the way Gaffsy handled this matter was nothing less than exemplary, I dealt with a gentleman named Oren Kander who, with all the problems involved, was extremely polite and helpful.
All my uncle’s legal fees were paid for by the company and I received up-to-date emails on the progress of the sale. I cannot praise this company highly enough.
- Offered within 60 minutes
- Completed in 14 days
- Property purchased for the original offer amount
Get a free cash offer today
How to sell an unregistered property FAQs
Can you still buy my property fast if it is unregistered?
Yes, absolutely! At Gaffsy, we specialise in buying unregistered properties quickly. Plus, our expertise in handling the complexities of unregistered property sales means we can often complete the purchase faster than traditional methods. We understand the obstacles involved and have processes in place to ensure a smooth, rapid transaction. With our quick service, you’ll sell your unregistered property without the usual delays or complications, in as little as a week.
Can a private buyer get a mortgage to purchase an unregistered property?
While it’s possible for a private buyer to obtain a mortgage for an unregistered property, it can be much more tricky. Many lenders are hesitant to provide mortgages for unregistered properties due to the increased risk and complexity. However, some specialist lenders may offer mortgages with additional requirements, such as the buyer agreeing to register the property upon purchase. If you’re looking to sell an unregistered property, working with a cash buyer like Gaffsy can bypass these mortgage-related complications entirely.
Do you need to register a property before selling?
No, you don’t necessarily need to register a property before selling it. However, registering can make the selling process smoother and potentially increase the property’s value. If you choose not to register, you can still sell an unregistered property, but you’ll need to provide alternative proof of ownership, such as original title deeds. At Gaffsy, we’re experienced in buying unregistered properties, so you can sell your unregistered property to us without going through the registration process.
Why would a property or land not be registered?
A property or land may not be registered for several reasons:
- Historical factors, such as properties passed down through inheritance
- Incomplete or missing documentation, like title deeds or surveys
- Ongoing legal disputes or unresolved issues related to ownership or boundaries
- Some property owners avoid registration due to the perceived cost and complexity of the process
How can you prove you are the owner of an unregistered property or land without the title deeds?
If you need to prove ownership of an unregistered property without title deeds, you can provide alternative evidence to the HM Land Registry. Acceptable forms of proof include: An ST3 form (Statement of Truth) along with supporting evidence Records of mortgage payments Electoral register records showing your residency A copy of the original contract of sale Inheritance documents, if the property was passed down to you Utility bills in your name for the property Land Registry search results showing no other registered owner
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